YES Bank’s Gross NPA figures are being questioned. The gross NPA data mentioned in the bank’s annual report is significantly lower than the RBI’s assessment. In March 2016,Yes Bank had reported the gross NPA at Rs 749 crore, while according to RBI’s assessment it was Rs 4946 crore.
In the same period the net NPA declared by bank was Rs 284 crore as against RBI’s assessment of Rs 3603 crore. In this way, the difference between gross NPA of RBI and Yes Bank is Rs 4177 crores and net NPA is Rs 3319 crores.
From this point it is clear that bank has announced new separate NPA after RBI’s assessment.